Welcome to DnovaCards! Our mission is to provide clear, trustworthy, and actionable information to help you make informed decisions about credit cards. Whether you’re a seasoned credit card user, a business owner, or a frequent traveler, we’ve got the insights you need to maximize your financial potential.
Meet Our Founder: Johabel Cuevas
Hello, I’m Johabel Cuevas, the founder of DnovaCards. I have a deep passion for financial literacy and a commitment to helping people navigate the often complex world of credit cards. Based in the United States, my journey into personal finance began during my academic years, where I studied finance and business in depth.
Education & Qualifications
- Master of Business Administration (MBA) in Finance – Harvard Business School
- Bachelor of Science in Economics – University of California, Berkeley
- Certified Credit Consultant (CCC) – National Credit Advisors Institute
- Financial Planning Certificate – University of California, Los Angeles (UCLA)
Expertise
I have spent over a decade in the finance industry, with a particular focus on credit cards and consumer finance. Over the years, I have worked with leading financial institutions, helping them design and refine their credit card offerings, analyze APR structures, and assess customer needs. My expertise spans personal finance management, business credit solutions, travel rewards programs, and the nuances of APR rates and fees.
Through DnovaCards, I aim to simplify the often overwhelming world of credit cards, offering advice that empowers you to make smart, financially sound decisions. Whether you’re looking to improve your credit score, choose the right rewards program, or maximize the benefits of your current credit cards, we’re here to guide you every step of the way.
Our Team
At DnovaCards, we’re proud of the team that supports our mission. Each member brings specialized knowledge to the table, ensuring we deliver the best insights and advice to our readers. Here’s a little more about our team:
1- Emily Sanders – Credit Card Specialist
Experience: 8+ years in Consumer Finance
Emily has a passion for personal finance and has worked extensively in the credit card industry, specializing in rewards programs and APR optimization. She has helped hundreds of consumers find the best credit cards for their financial goals, from cash-back rewards to travel benefits. Emily holds a Bachelor of Finance from University of Texas at Austin and is a Certified Credit Analyst (CCA). Her expertise in credit card products and customer behavior helps DnovaCards provide tailored advice for all types of users.
2- David Johnson – Business Credit Consultant
Experience: 10+ years in Business Finance
David has a wealth of experience helping small businesses and entrepreneurs navigate the world of business credit. From securing funding to selecting the right business credit card, David has helped companies of all sizes streamline their financial processes. He holds a Master’s in Business Finance from Stanford University and a Certified Business Credit Specialist (CBCS) certification. His strategic insights into business credit card benefits and usage are invaluable to the success of business owners looking to leverage credit for growth.
Our Mission
At DnovaCards, we believe that knowledge is the key to financial success. Our goal is to demystify the credit card industry and empower you with the information you need to make informed decisions. With expert advice, in-depth reviews, and up-to-date content on the latest credit card offers, we are here to guide you towards smarter financial choices.
We hope you find our articles useful and informative. If you ever have questions or need help navigating your credit card journey, don’t hesitate to reach out. We’re here to help!
Why Trust DnovaCards?
- Expert Insights: Our team has decades of combined experience in finance, specializing in credit cards, APR management, rewards programs, and more.
- Accurate Information: We pride ourselves on providing accurate, up-to-date information that helps you make sound financial decisions.
- Personalized Guidance: We offer advice tailored to your specific needs, whether you’re looking for a personal credit card, a business solution, or the best travel perks.



