Welcome to DnovaCards! These Terms and Conditions (“Terms”) govern your use of our website, https://dnovacards.com, including all related services and content provided on this platform. By accessing or using DnovaCards, you agree to comply with these Terms, our Privacy Policy, and all applicable laws and regulations. If you do not agree to these Terms, please do not use our website.
Acceptance of Terms
By using this website, you acknowledge that you have read, understood, and agree to these Terms and Conditions. These Terms apply to all visitors, users, and others who access or use the site. DnovaCards reserves the right to update, modify, or change these Terms at any time, and it is your responsibility to review them regularly. Any changes will be posted on this page, with an updated date at the bottom of this document.
Use of Our Website
DnovaCards provides information, reviews, articles, and recommendations related to credit cards, personal finance, business credit cards, and other related financial topics. The content on the site is intended for informational purposes only and should not be construed as financial advice.
You agree to use the site only for lawful purposes and in a way that does not infringe on the rights of others or restrict or inhibit others’ use of the site. You may not use our website:
- In any way that violates any local, state, or international laws or regulations.
- To transmit any harmful content such as viruses, malware, or other malicious software.
- To engage in data mining, scraping, or unauthorized collection of personal information from users.
- To impersonate any individual or entity or falsely represent your affiliation with any person or entity.
Content and Accuracy
The content provided on DnovaCards is written to inform and guide users regarding credit cards, APRs, rewards programs, and personal finance strategies. While we make every effort to provide accurate and up-to-date information, we do not guarantee the accuracy, completeness, or reliability of any content published on the website.
We recommend verifying all credit card offers, APR rates, and other financial data directly with the respective financial institutions, as the terms and conditions of credit cards are subject to change without notice.
Note: Our blog content should never replace professional financial advice. Always consult a financial advisor or credit specialist before making any major financial decisions.
Google AdSense and Advertising
DnovaCards participates in Google AdSense, a third-party advertising program that displays ads on our website. These ads are based on your interests and previous browsing behavior and are served by Google using cookies. We do not control the content or the ads served by Google, but we do make reasonable efforts to ensure that the ads displayed are appropriate.
Cookies and Tracking
Cookies: Google AdSense uses cookies to display ads based on your visits to DnovaCards and other websites on the internet. You can choose to disable cookies by visiting Google Ad Settings or using your browser settings.
Affiliate Links: Some content on DnovaCards may include affiliate links. If you click on an affiliate link and make a purchase, we may earn a small commission at no extra cost to you. However, all our recommendations are based on thorough research, and we provide honest reviews of credit card products and services.
Intellectual Property Rights
The content on DnovaCards (including articles, graphics, images, logos, and other materials) is the property of DnovaCards or its licensors and is protected by copyright laws. You may access and view the content for personal, non-commercial use only.
You are prohibited from:
- Reproducing, duplicating, copying, or distributing any of the content for commercial purposes without prior written consent from DnovaCards.
- Using any content or trademarks from DnovaCards without proper attribution or authorization.
All trademarks, service marks, and logos used on the website are the property of their respective owners.
Limitation of Liability
To the fullest extent permitted by law, DnovaCards, its affiliates, and employees will not be liable for any damages arising from the use or inability to use the website, including direct, indirect, incidental, special, or consequential damages, loss of data, or profits, even if we have been advised of the possibility of such damages.
We do not guarantee that the website will be free of errors, viruses, or other harmful components. It is your responsibility to ensure that your devices are protected from potential harm.
External Links
Our website may contain links to third-party websites for informational purposes or convenience. These external websites are not under the control of DnovaCards, and we are not responsible for their content, privacy policies, or practices. You access these external sites at your own risk.
We encourage you to review the privacy policies and terms of service of any third-party website you visit through links on DnovaCards.
User Comments and Contributions
By submitting comments, reviews, or any other content to DnovaCards, you grant us the right to use, modify, and publish such content on the website and across our social media platforms. You agree not to submit any content that:
- Is unlawful, defamatory, or infringes on the rights of others.
- Contains harmful or malicious content, including viruses or malware.
- Violates the privacy or intellectual property rights of any third party.
We reserve the right to remove or edit any user-generated content that violates these Terms or is deemed inappropriate.
Data Protection and Privacy
At DnovaCards, your privacy is important to us. Our Privacy Policy outlines how we collect, store, and use your personal data. By using our website, you consent to the collection and use of data as described in the Privacy Policy.
Changes to the Terms
DnovaCards reserves the right to modify, update, or change these Terms at any time. Any changes will be posted on this page, and the updated version will take effect immediately upon posting. We recommend that you review this page periodically to stay informed about our terms and conditions.
Governing Law
These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law principles. Any disputes arising from these Terms shall be resolved in the courts located in the state of your residence or in a jurisdiction mutually agreed upon.
Contact Us
If you have any questions or concerns about these Terms and Conditions or need further clarification, please contact us at:
DnovaCards
Email: johabel.luciano@outlook.com
